Getting a driver’s license is a major deal. Not only does it allow someone the freedom to travel, but it also places a great deal of responsibility into that person’s hands. When the keys turn and the vehicle hits the road, defensive driving and concentration are important. Sometimes, though, that’s not enough. Operators make mistakes. When this happens, both parties should understand the appropriate protocols. By following these four tips, the event may run smoother.
- Keep Your Distance
While you can check on the other motorist, it’s best not to chit chat. Inquire about health and safety, and, if needed, call an ambulance for medical aid. Do not leave the scene, and do not discuss what transpired. That information could be used against you.
- File a Police Report
A third-party assessment could assist in determining fault. At times, officers don’t give a ticket. That could happen if a clear violation of rules is seen. Other times, though, the police become the legal officiates. They listen to stories, dictate the information and create a file for the insurers to use. It’s a physical paper trail, allowing the agencies to work out who pays for the overhaul. It may also prevent trouble in court should a lawsuit occur.
- Seek a Damage Estimate
Internal conditions may be harmed even if the automobile appears okay. Look for a place that specializes in auto hail repair Fort Worth. Obtain a thorough inspection, determining if any parts should be replaced. Dents could be tended to as well. At times, you’ll ask about a paint job, but some auto stores have techniques that prevent a full painting, saving you and the insurer money.
- Speak With Your Agent
Contact your insurance company. Provide staffers the police report number, and recount everything that happened. You should also send in photos from the scene (of both vehicles).
It’s vital to concentrate on gathering data. Don’t trust someone to do the right thing. Have the authorities review the mishap, and then work with professionals to restore the car.